10% Annual Point-to-Point!

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WHAT?  A 10% annual point-to-point crediting method?  What’s the catch?

No catch.  And, no fee for the crediting method.  Available in all 50 states.  And the carrier is “A” rated by A.M. Best.  And the crediting is on the S&P 500 index, on a single year reset period.  And, there are two other crediting methods—both using the S&P 500 index:  3.5% Monthly Cap, and Monthly Average with 25% participation rate with NO CAP.  But wait…it gets better…

There is a built in Return Of Premium rider at no cost.

That means the client can get 100% of their initial premium back ANY TIME THEY WANT.  And there are additional benefits built in…

  1. Terminal Illness Rider
  2. Chronic Illness Rider

This is available from ages 45 to 80, and is single premium only—with a minimum of $25,000 needed.

To top it all off, 10% penalty free withdrawals are allowed after the first year, and the commission is 7% in ALL 50 STATES.

This is not a gimmick. This is not some brand new carrier you have never heard of.  But, I will guaranty that no other FMO will ever tell you about it.

Want to know more? Give us a call, or email the word “MYSTERY” to me at greg@twhagency.com.

A New Way to Grow Your Client List and Increase Sales FAST!  College Planning????

Did you know that about half of the parents who pay for college for their kids are actually paying too much?  That is because the parents have too much money in the wrong type of assets.  But, if YOU help them move some of that money into a Life or Annuity policy, that money is deducted from consideration by the colleges…and their kids get more financial aid!

You make a life or annuity sale—and earn a commission.  Then 4 years later, when the child graduates from college, you move the money again, and earn another commission.  And, you become the trusted adviser to the parents along the way.  And, if you can help a client with their most precious asset—their children—they will let you help them with ALL of their other assets.

BUT WAIT…Maybe you don’t know anything about college funding planning.  No problem.  We have got you covered.

We have partnered with a company called College Funding Solutions, and we are now the exclusive FMO for all of their college funding advisers.  They have helped 1,700 students to…

  1. Get into better colleges
  2. Pay less for college
  3. Finish college in less time
  4. …and all of these mean their parents spend less money!

Call us to learn more. This is the best leads system we have ever seen.  It is certainly worth checking out.  

Another exclusive offered only by TWH!


~ Greg Skogsberg



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