Last year, our study on America’s workforce showed that over one-third of workers from small businesses say that their employer is “not helpful at all” in terms of retirement planning and that one in eight workers are not offered any type of retirement plan from their employer. This leads to retiring later and a “do it yourself” retirement for many workers. But these retirement security issues aren’t going unnoticed and policy makers at the state and federal level are taking a closer look at the issues around retirement security and proposing solutions.
While calm settled over the financial markets once the new year hit, 2019 remains uncertain when it comes to market swings. However, uncertainly in the market isn’t anything new.