Term Life

Term Life

Life Insurance for a set number of years

A cheaper form of life insurance, but without any cash value

Term life insurance remains in force only for a predetermined number of years, and pays out only if the insured person dies within that timeframe.  Premiums are much cheaper than other types of life insurance, because no cash value accumulates in the policy—and once the term ends, the life insurance benefits end as well.  Some variations of term life allow for a return of premiums paid, and/or the ability to convert the policy to a permanent form of life insurance.

Call us for a quote, and to discuss which type of life insurance is best for any situation.